What is a UAE Mortgage Calculator?

A free online tool that helps you estimate your monthly mortgage payments based on property price, down payment, interest rate & loan tenure.

Is the UAE Mortgage Calculator free to use?

Yes, 100% free — no registration or hidden charges required.

Minimum 20% for expats and 15% for UAE nationals on properties under AED 5 million.

Hidden costs include Dubai Land Department Fee (4%), Bank Arrangement Fee (1%), Valuation Fee (AED 2,500–3,500), and Life & Property Insurance.

Up to 25 years for expats and 25–30 years for UAE nationals.

🏙️ Dubai property market up 4.2% — Read our latest Market Report →

LIVE

Dubai avg/sqftAED 1,482↑ 4.2%

Abu Dhabi avg/sqftAED 1,104↑ 2.8%

Dubai rental yield6.4%↑ 0.3%

Off-plan sales+28% YoYhot

Golden VisaAED 2Mstable

Dubai avg/sqftAED 1,482↑ 4.2%

Abu Dhabi avg/sqftAED 1,104↑ 2.8%

Dubai rental yield6.4%↑ 0.3%

Home UAE Mortgage Calculator

✦ UAE Property Finance

Calculate your monthly installments instantly and discover hidden costs associated with property purchases in the UAE.

Property Price

AED 1,500,000

Down Payment

20%

AED 300,000

Interest Rate

4.50%

Loan Tenure

25Years

Monthly Payment

AED 6,669.99

Loan Amount

AED 1,200,000

Total Months

300

Total Repay

AED 2.01M

Principal60.0%

Interest40.0%